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IRAs


Individual Retirement Accounts allow you to invest in your future or that of a loved one. Montana State Bank offers three plans:


Traditional |  Roth

 

Traditional IRA

  • The Traditional IRA allows you to defer taxes on your earnings until they are withdrawn. Certain contributions are tax deductible in the tax year for which they are made.

 

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Roth IRA

  • The Roth IRA is a nondeductible account that features tax-free withdrawals for certain distribution reasons after an initial holding period. Since Roth IRA contributions are non-deductible and taxed in the year they are earned, people who expect to be in a higher tax bracket when they retire may benefit more from these accounts than from a traditional IRA.

 

 

Contact Bank Personnel for additional requirements, fees, restrictions, or rates at 406-765-2800 or 800-368-2808.

  

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Revised: May 12, 2008